The Home Loan Source

Purchase

Secure Your Home

Check Rates

Refinance

Lower Your Rate

Check Rates

Heloc

Access Your Equity

Check Rates

Getting a personlized quote will NOT affect your credit score.

^†By providing your number, you consent to automated or manual marketing messages & to Terms of Service. Consent to marketing messages is not required for any purchase. Text ‘stop’ to (714) 352-0808 to opt out after starting your application.

Get a free, no-commitment quote

See your personalized rate in minutes. No credit check required

Competitive Rates You Can't Miss

Rates so low, they'll make your jaw drop

Transparent Pricing, No Hidden Costs

Experience the Difference: Transparent Pricing, No Hidden Costs

Save on closing costs

Closing costs so low, you'll be surprised

Advisors who have your best interests at heart

Our experienced team provides expert guidance and support every step of the way

5-star Yelp reviews

Check out our glowing reviews on Yelp and see the difference for yourself

Hugh and his team provided excellent service for our new purchase. 5 stars for communication, timeliness, and transparency throughout the transaction. We closed on time and exactly "on the numbers" and we are thrilled with our new home.

I had the pleasure of working with Hugh for my home loan, and I am beyond impressed with the service I received. Hugh made the entire mortgage process smooth, transparent, and stress-free, and I highly recommend him.

Hugh is an Incredible guy, to the point, on the top of his game, friendly, easygoing, ready to help, and open to answer any questions with positive altitude. Hugh been my lender, everything changes in the right direction; he explained to me what to do and what not to do, which makes me to trust him and have confidence. It's so worth having him as my lender.

Hands down the best Mortgage Broker team around. Hugh Wang and his team at The Home Loan Source got me qualified and in the home of my choice in no time. Hugh was honest and fair in my assessment on what I could be approved for, and through out the whole process was there for me even when it had nothing to do with my home loan. This kind of integrity is hard to find, but Hugh and his team exhibited it daily in my dealings with them.

*Details to note:

1. APR (Annual Percentage Rate) range is for primary residences only; APRs may differ depending on occupancy type. APR is the cost of credit as a yearly rate and does not include costs other than interest. Your initial APR is based on your creditworthiness when you open your account. The interest rate is fixed. On a varialble heloc, you maximum APR will not exceed 18% during the life of your account.

The Home Loan Source customers get their cash on average in 21 business days, and as fast as 14 days. This average time is measured from the time we receive all requested documents and assumes your stated income, property and title information provided in your loan application matches your documents and any supporting information collected. The time period calculation to get cash is based on the average funding turn times over the first four months of 2023, assumes the funds are wired, excludes weekends and excludes the government mandated disclosure waiting period. Typical applicants are required to provide a current and valid completed application, proof of income, mortgage statement, home hazard insurance, and a photo ID.

Applicants are typically not required to provide proof of assets, and proof of income may be more extensive for self-employed borrowers. Quarterly, we calculate The Home Loan Source Cash-In-Pocket Index™ which is the average reduction of our customers debt payments where at least one debt was paid off with loan proceeds. The most recent Cash-In-Pocket Index™ reported a reduction in debt payments of $530.

Any pre-qualification is in no way a pre-approval, indication of eligibility, or binding underwriting decision.

All borrowers will be required to meet The Home Loan Source’s current underwriting guidelines including verification of applicant’s credit profile, debt-to-income ratio, and home’s current value. Eligible Home Equity Loan borrowers must have a FICO score of 640 and meet all other qualifying criteria in The Home Loan Source‘s current underwriting guidelines. Refinance transactions may increase total finance charges over the life of the loan. Speak to a loan officer for details. Eligible Home Equity Line of Credit borrowers must have a minimum FICO score of 660 and meet all other qualifying criteria in The Home Loan Source‘s current underwriting guidelines. The Home Loan Source offers Home Equity loan options up to 90% of your home value for qualified borrowers with a excluding second home or investment properties. The maximum Home Equity loan or Home Equity Line of Credit amount The Home Loan Source offers is $500,000.

For details, call 714352-0808 to speak to a licensed The Home Loan Source Loan Officer. Please Note: Any reference to news organizations or outlets and/or their logos or likenesses on these webpages are solely in reference to the inclusion of relevant home equity, mortgage or interest rate subject matter in current, publicly available national news items and cycles and are not meant to imply endorsement of The Home Loan Source in any way.